Friday, December 13, 2013

Criticism on "Affordable Care Act"

Mr.Corpus writes about the "Affordable Care Act" how its one of the most promient concerns right now in our National Government  and says if its something americans really need.I dont need it im insured but alot of americans are not,being in there shoes and with thier Perspectives, i would think the ACA is essential for americans who are not insured and have health problems,they need to be insured so they are covered when something happens to them pretaing to there health problems or any other occurence.Most people are insured with there jobs and careers,the people who dont work probaly dont have insurance, what befudles me is that if your not insured you are going to be penalized,so how are they going to be able to pay to get insured if they dont even have a job and also in addition get penalized.People who cant work because they have health problems,will they get disability benefits,which if they have they can pay for the insuranse.The americans who probaly wont be able to pay for the insurance rates are the ones who have no health problems and just dont work at all.I belive the republicans wanted to defund obamcare so badly because they were afraid the nation will get even more in debt.The irony of that is that the government shutdown which the republicans wanted,put the U.S into some more debt than what it already was. 

I cocur with Mr.Corpus that they are too many many variables and factors that can swing one's beliefs and Political Ideology.If it starts to affect to many americans,then there needs to be a solution and something got to change for better or worse.

Health Care Website Recovering

The Obama adminstration says it has made big improvements in its website for enrolling in new health insurance plans.The website is still not perfect, but the strides made raise the prospects that the website will be able to help millions of Americans buy policies from private insurers on new insurance exchanges either by December 23, the deadline for policies that will take effect on Januray 1, or by March 31, the deadline for taking out coverage without being fined. There will be federal subsidies to help those on modest incomes pay the premiums. The website, HealthCare.gov, was supposed to be ready on October 1 which has been about two months already, but an array of technical problems made it impossible for all but a small numer trickle of customers to compare policies and enroll in a plan. For some weeks in October, the site was down 60 percent of the time. That dire situation at the front end of the process has been largely corrected through a frantic repair effort over the past five weeks, but it won’t be enough unless the final back-end stage of enrollment is fixed as well.The administration issued a progress report asserting that the system was running smoothly for a vast majority of users, that the site was now working more than 90 percent of the time, and that consumers were getting much better feedback from the site than before. Thanks to the computer nerds and the software and hardware improvements, the average page is loading way faster than it did before, and the number of frustrating error messages that block people from using the site has fallen too.

 The administration estimated that the site could support 50,000 users at the same time, that users spend an average of 20 to 30 minutes a day on it which is not too long, and that the site can support 800,000 visits a day. We won’t know how accurate those projections are until that many users try to use it. The website serves 36 states, but many other states have set up their own exchanges, several of which are working better than the federal exchanges.The next challenge ahead is to upgrade the back-end systems that transmit information to insurance companies so that they can complete the enrollment process. Consumers have until December 23 to sign up for policies which are effective on Januray 1, leaving only three weeks to solve the back-end problem. In some cases, insurers have no record of some people who think they have enrolled or have received inaccurate or incomplete information for some enrollees.Its good to hear that the website is progressing and not at a bad plateau like it was a couple a months ago,im pretty sure the democrats are tired of the republicans scolding them about all the problems with the website,well its working better than what it did before,i hope it stays that way so uninsured people could get insured.

A Budget Deal Made

Most of this year,The Brutal cuts have wreaked havoc on vital programs,cutting off hundreds of thousands from Head Start programs like the Department Of Health and Human Services and low-income housing assistance,setting back scientific research and environmental protection,and costing more than a million jobs.Passing a budget bill that reduces the defict was a high priority for House and Senate budget negotiators, they achieved much of what they wanted,the budget deal was reached on tuesday Representative Paul D. Ryan of Wisconsin, chairman of the House Budget Committee, and Senator Patty Murray of Washington, chairwoman of the Senate budget committee were the ones to make the budget deal,that would raise military and domestic spending over the next two years, shifting the pain of across-the-board cuts to other programs over the coming decade and raising fees on airline tickets to pay for airport security. The deal reduces the defrict by 23 billion dollars and paul ryan said to it will not raise taxes either.Cuts for nondefense discretionary domestic programs this fiscal year, adding back $31.5 billion over the next two years to be divided among departments like transportation, education, and health and human services which in my opinion are indispensable programs.Patty Murray, the Senate negotiator, resisted Republican demands for new cuts to safety-net programs. As a result, money will soon start flowing to programs that have been not doing good all year.But the details of the agreement show that Republican loathing of taxes and domestic spending continue to dominate the budget debate.To save money for those at the very top, new federal workers will have to pay more for their pension plan. The cost-of-living increase on pensions for military retirees younger than 62 will be reduced. And the security fee built into every airline ticket will rise by as much as $5 a ticket, making travel more expensive for all
passengers,personally that does not affect me too much because i dont travel by airplane,well not yet.

I think The deal is too small to affect long-term growth because Republicans wouldn’t consider big investments needed to improve education and training. It will not provide enough for cities and states to undertake major infrastructure repair, putting people back to work. And because it does not provide for the extension of jobless benefits that expire on Jan. 1 for 1.3 million people, it fails to fulfill a basic responsibility to the long-term unemployed.The agreement will extend cuts to Medicare providers for two extra years, 2022 and 2023.